The Uncommon Path – May 5th Edition

May 5, 2022 by David Tuzzolino CFA, CFP®

The Uncommon Path

Plan Wisely | Retire Well | Travel on Your Terms

In this issue…

Traveling to Europe this summer? Here’s what to expect.
The sweet spots to exploit if you’re using Chase Ultimate Rewards.
A valuable list of things to consider when you’re planning on a retirement of travel, including some excellent resources.
Feeling uneasy about the stock market? Here’s what you should do.

…and more!

The Nasdaq is down over 20% year to date and investor sentiment is near all-time lows. What should you do? The simple answer is “stay the course.” However, there’s more nuance to our investment lives than that. Feeling nervous? I highly recommend reading through the article from Nerdwallet that I’ve included under the Investing section below.

Safe Travels,

David

Travel

Here’s what to expect if you’re traveling to Europe this summer.

Chase Ultimate Rewards are extremely flexible and valuable, but it can be hard to decide the best way to use them. Here are two articles to help you get the best bang for your buck – how to redeem and 6 sweet spots.

Retirement

Excellent resources for traveling in retirement.

Investing

Concerned about a stock market crash? Here’s what to do.

Pittsburgh

The Incline’s monthly restaurant roundup is always a must-read. I’m excited for all of the new restaurants/businesses setting up shop in the Strip District.

Did you miss the last issue of The Uncommon Path? If so, you have a second chance to catch up on:

Taxes stink! 12 states where your retirement income is not taxed.
If you’ve been waiting to pick up a Chase Sapphire Preferred card, do it now. You’ll get an 80,000-point sign-up bonus.
28 views that will trigger your wanderlust.
If you’re going to move during retirement, here are 6 things to consider.

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You’ll not only be signed up for my newsletter which is published twice a month, but you’ll also get a PDF that shows you exactly what a comprehensive retirement plan for people who love to travel is all about. Thanks for reading!

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David Tuzzolino, CFA, CFP®, is the Founder and CEO of PathBridge Financial, a firm that specializes in providing comprehensive financial planning and investment management services for clients that are nearing retirement and love to travel.

The Uncommon Path – April 21st Edition

April 21, 2022 by David Tuzzolino CFA, CFP®

The Uncommon Path

Plan Wisely | Retire Well | Travel on Your Terms

In this issue…

Taxes stink! 12 states where your retirement income is not taxed.
If you’ve been waiting to pick up a Chase Sapphire Preferred card, do it now. You’ll get an 80,000-point sign-up bonus.
28 views that will trigger your wanderlust.
If you’re going to move during retirement, here are 6 things to consider.

…and more!

Before traveling, I always read a few books. Novels, non-fiction, whatever will give me a feel for the place I’ll be visiting. I’m currently making my way through The Longest Day, which tells the story of the Normandy invasion. The author has combined a series of interviews to describe the day’s events from multiple points of view. Each perspective adds vibrant color that brings the day alive.

Ok, this is starting to sound like a book review, so I’ll end it here.

Part of the fun of traveling is the anticipation. Before your next trip, pick up a book, watch a movie, or check out YouTube to make planning almost as fun as the actual trip.

Safe Travels,

David

Travel

Few things in life can jump-start wanderlust as quickly as a beautiful picture of a distant land. Here are 28 photos of breathtaking views of places you have to visit.

One of, if not the best, travel credit cards is now offering an 80,000-point sign-up bonus. If you don’t already have a Chase Sapphire Preferred card, I recommend checking it out.

Trying to keep up with international travel restrictions related to COVID is a headache. Luckily the Point’s Guy has done the hard work for you – a country-by-country guide.

Retirement

One of the best ways to make your retirement savings last longer is to avoid state taxes. Here are 12 states where retirees’ income is not taxed.

Did you decide to move in retirement? 6 things to consider.

Pittsburgh

TastingTable named Pittsburgh’s most eclectic steakhouse as one of the 20 best in America.

Did you miss the last issue of The Uncommon Path? If so, you have a second chance to catch up on:

Who decides when the pandemic is over?
Searching for your ID at the airport – soon to be a thing of the past
This is what it’s like to live on a cruise ship full time
Is retirement financial suicide?

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The Uncommon Path – April 7th Edition

April 7, 2022 by David Tuzzolino CFA, CFP®

The Uncommon Path

Plan Wisely | Retire Well | Travel on Your Terms

In this issue…

Who decides when the pandemic is over?
Searching for your ID at the airport – soon to be a thing of the past
This is what it’s like to live on a cruise ship full time
Is retirement financial suicide?

…and more!

The pandemic is over. How can I say this so confidently? Historians of the 1918 Spanish Flu Pandemic emphasize that “People, Not Science, Decide When a Pandemic Is Over.” And the people have spoken.

How? Carnival Cruises announced that “the one-week period of March 28-April 3 was its busiest booking week in the company’s history.” Not the busiest week this year. Not the busiest week since the pandemic began. The busiest week ever.

I didn’t write this to get into politics or the science behind COVID. I just wanted to let readers know that travel is coming back with a vengeance. If you feel safe traveling and booking a trip is on your to-do list, don’t wait. Prices are on the rise, and availability is dwindling. Good luck out there, and safe travels!

David

Travel

What it’s like to live on a cruise ship full time.

51 destinations to put at the top of your list – the most beautiful places in the world.

Showing your physical ID at airport security might soon be a thing of the past.

Retirement

One of the best “places-to-retire” articles I’ve come across. International Travel’s 2022 top ten places to retire is out! The analyst in me greatly appreciates their numerical process of crowning a winner.

Retirement = financial suicide? You’d think that there would be a way to avoid this, like hiring a professional to help…hmm.

Investing

Should you change your investment strategy because of the war in Ukraine? Invest for the long-term and don’t think about the news.

Pittsburgh

I can’t even tell you how excited I am about this – an Asian food hall is coming to Pittsburgh’s strip district and will feature seven food stalls.

Did you miss the last issue of The Uncommon Path? If so, you have a second chance to catch up on:

Have you been thinking of retiring earlier?
Tired of boring vacations? 5 ideas that will get you out of your comfort zone
Prices are going up and credit card bonuses are going away – time to act fast!
The best cities for St. Patrick’s Day parades

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The Uncommon Path – The St. Patrick’s Day Edition

March 17, 2022March 17, 2022 by David Tuzzolino CFA, CFP®

The Uncommon Path

Plan Wisely | Retire Well | Travel on Your Terms

In this issue…

Have you been thinking of retiring earlier?
Tired of boring vacations? 5 ideas that will get you out of your comfort zone
Prices are going up and credit card bonuses are going away – time to act fast!
The best cities for St. Patrick’s Day parades

…and more!

Want to underperform the stock market by 5.88% a year? Just follow your emotions.

Emotions can run high when the world’s stock markets are being jerked about. The following headlines were written over the last three weeks and not in publications with differing agendas. Each headline appeared in the Wall Street Journal.

“Investors Dash to Haven Assets During Ukraine Crisis Market Turmoil”

“Stocks Surge as Oil Prices Slide Below $100”

“Stock Markets Close Lower as Inflation Rises, War in Ukraine Continues”

“Stocks Climb As Fed Raises Interest Rates”

Can any investor be blamed for feeling unsettled? For making rash decisions to ease the emotional pain of potential losses? Unfortunately, shedding this pain comes at a steep price.

Market research firm, Dalbar, measured the average return for mutual fund investors compared to the S&P 500. For the 30 years ending December 31^st, 2018, the average mutual fund stock investor underperformed by 5.88% per year. This underperformance was created by investors buying and selling at the wrong time.

Conclusion: emotions are the enemy of long-term investing, something every retirement plan relies on. So even though it might feel great in the short term to sell your stocks for the safety of cash, you’ll very likely be doing your long-term plan a grave disservice.

I know. Ignoring the headlines is easier said than done.

However, if you’re tempted to make significant changes to your investment portfolio, consider the consequences of missing out on nearly 6% of return each year. You’ll be forced to work longer, spend less, and save more just to end up in the same place on your retirement journey.

Hang in there, ignore the noise, and embrace your long-term plan.

Safe Travels,

David

Travel

I’m in love with these 5 alternative vacation ideas designed for stepping outside of your comfort zone

If you haven’t booked your summer travel plans, you better hurry, Tripadvisor’s spring travel index shows Americans are spending big

You should also hurry if you’re looking for big credit card sign-up bonuses as they’re disappearing fast

If you’ve always wanted to visit the British Virgin Islands, here’s a list of 15 things you must do there – the Baths are on my travel bucket list

Retirement

Have you been thinking of retiring earlier?

Not to discourage you, but here are 10 things that can make retiring earlier difficult

Investing

Trying to time the market is a bad idea, explained in another way

Pittsburgh

The best U.S. cities for St. Patrick Day parades (spoiler Pittsburgh’s #3)

Did you miss the last issue of The Uncommon Path? If so, you have a second chance to catch up on:

Exactly what you need to do to get a refund on Southwest when the price of your ticket drops
Why you should avoid buy now, pay later offers – my Wall Street Journal quote
If you’re over 50 and feel behind on your retirement savings I wrote this article for you
Non-stop flights out of Pittsburgh are coming back and here’s the list

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The Uncommon Path – February 17th Edition

February 17, 2022 by David Tuzzolino CFA, CFP®

The Uncommon Path

Plan Wisely | Retire Well | Travel on Your Terms

In this issue…

Exactly what you need to do to get a refund on Southwest when the price of your ticket drops
Why you should avoid buy now, pay later offers – my Wall Street Journal quote
If you’re over 50 and feel behind on your retirement savings I wrote this article for you
Non-stop flights out of Pittsburgh are coming back and here’s the list

…and more!

I put together four paragraphs about the festive winter holidays that have already passed and how we are in the depths of winter. It was starting to depress me, so I scrapped it. My point – I’m looking forward to warmer weather, tropical vacations, and an umbrella drink. The picture above was taken in Cuba, a spot I visited with Lori just a few years ago. It’s a professional picture taken by a photographer that is much more skilled than myself. Thumb-free!

Safe Travels,

David

Travel

When the price of your flight drops, you can get a refund for the difference if you’re flying on Southwest. This article shows you how to do it.

Buy now, pay later offers are turning up all over the travel space. I weigh in with a quote in the Wall Street Journal. Spoiler – don’t take on high-interest debt to go on vacation.

Travel Insurance 101 – What it is, how it works, and who needs it? All condensed in a quick-to-read tweetstorm.

Retirement

Over half of Baby Boomers and Gen X feel that they are behind in saving for retirement. I wrote this article to help you catch up – “Is It Too Late to Save for Retirement in Your 50s?”

Investing

Should you pay off your debt or invest for the future? It depends…

Pittsburgh

Non-stop flights out of Pittsburgh are coming back. Here’s a list.

Did you miss the last issue of The Uncommon Path? If so, you have a second chance to catch up on:

January was a bad month for the market. Should you sit tight or make changes?
How much does it cost to go to Disney World?
Putting your investments in the proper account can make a big tax difference
Pittsburgh welcomes the Moonshot Museum in 2022

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The Uncommon Path – February 3rd Edition

February 28, 2022February 3, 2022 by David Tuzzolino CFA, CFP®

The Uncommon Path

Plan Wisely | Retire Well | Travel on Your Terms

In this issue…

January was a bad month for the market. Should you sit tight or make changes?
How much does it cost to go to Disney World?
Putting your investments in the proper account can make a big tax difference
Pittsburgh welcomes the Moonshot Museum in 2022

…and more!

(Pictured above: Luxury travel operator Unforgettable Travel determined the number one post-pandemic, bucket-list destination is Burj Khalifa in Dubai. See the article below for the complete list.)

I do not like heights. I consider myself pretty rational, but the fear of heights is my one true phobia. As an example, I refused to walk across the glass floor at the top of the CN Tower in Toronto regardless of how many elephants I was told it could support.

So how can I explain why I’m also intrigued by the view from very high places? My fear of heights didn’t keep me from walking along the Cliffs of Moher or running off the side of a mountain to hang-glide in Brazil. I also tend to visit the highest building in most of the cities I visit.

So why would I jump at the chance to visit the Burj Khalifa Observation Deck on the 148th floor of the tallest building in the world? I guess when the view is worthwhile, I can overcome irrational fear. Or I’m so ready to travel internationally that I’d walk across a long glass floor to get there.

Safe Travels,

David

Travel

You’re not alone in your desire to travel. Here’s a list of the top-10 “bucket list” destinations travelers want to visit post-pandemic. The article also lists the top-10 for each continent.

Something excites me about being on a boat where the view is 360 degrees of water. Maybe it’s the adventure (in an admittedly controlled setting) or contemplating the voyage my Italian ancestors made from Europe over a hundred years ago. Here are the pros and cons of a transatlantic cruise.

How much does it cost to go to Disney 2022? It’s not cheap, but the kids (and some adults) just might find it’s worth every penny.

Retirement

What should you do when the market drops 10% in a month? As a financial advisor, it’s easy to tell clients to sit tight during market corrections and plan for the long-term, but sometimes it’s more complicated than that. Here’s a great checklist that walks you through the important questions to be asked. Maybe changes to your portfolio or plan should be made?

There’s nothing worse than retiring overseas to a place where you feel unwelcome and just don’t fit in. Worry no more! Here’s an article that features 5 places to retire where it’s easy to fit in.

Investing

A good reminder that asset location is important to avoid a tax bomb. However, taxes are only part of the equation. It’s important to mention how advantageous it is to have high-growth investments in a tax-efficient account if you have a long time horizon.

Pittsburgh

16 restaurant & brewery openings coming in 2022.

If you’re a space junky like me, you’ll be excited to hear a new museum is opening in Pittsburgh in 2022. The Moonshot Museum will exhibit actual spacecraft, flight simulators, and a ton of moon-centric displays.

Did you miss the last issue of The Uncommon Path? If so, you have a second chance to catch up on:

14 credit cards that have 100k sign-up bonuses
Exactly how much are those points/miles worth? Every major program’s value
Solving the 70-year-old case of who turned in Anne Frank’s family
A 2022 Market Outlook by Goldman Sachs

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The Uncommon Path – January 20th Edition

January 20, 2022 by David Tuzzolino CFA, CFP®

The Uncommon Path

Plan Wisely | Retire Well | Travel on Your Terms

In this issue…

14 credit cards that have 100k sign-up bonuses
Exactly how much are those points/miles worth? Every major program’s value
Solving the 70-year-old case of who turned in Anne Frank’s family
A 2022 Market Outlook by Goldman Sachs

…and more!

Nothing says the Dog Days of Winter like twelve straight days of below-freezing highs – yes, highs! If the Weather Channel is accurate Pittsburgh is looking at sub-freezing weather for the rest of January. I’m trying to focus on future travel instead of the weather and hope COVID doesn’t derail my spring vacation to France.

Also, I highly recommend The Greater Journey: Americans in Paris by David McCullough. The non-fiction book written by Pittsburgh’s most well-known historian documents the adventures of American writers, artists, architects, and more as they experience 19th-century Paris. The book does a fantastic job of highlighting what makes Paris, Paris.

Lastly, if you have investment accounts with me at TD Ameritrade, your tax forms are available. Please sign in to your account to access.

Safe Travels,

David

Travel

Even if you’re uncomfortable traveling now, you can still plan for the future. A list of 14 credit cards offering 100k sign-up bonuses.

Oh, and exactly how much are each of those offers worth? Every major airline/hotel rewards points/miles are valued in the January 2022 guide by The Points Guy.

One of the travel credit card families I recommend the most is Chase Sapphire given their generous rewards and flexibility. Ever wonder whether you should be using Chase miles or cash when booking a flight? T his guide explains the ins and outs.

Retirement

Not everyone is lying on the beach during retirement, some retirees are solving 70-year-old cold cases. This is a great 60 Minutes piece about an ex-FBI investigator who goes to Amsterdam to help solve the enduring mystery – Who gave up Anne Frank’s family?

The annual retirement account contribution limits, tax rules, etc. change constantly. Here is a two-page document that lists all of the 2022 Annual Limits for Financial Planning.

Investing

I normally take outlooks for the year ahead with a boulder-sized grain of salt. However, when they are well done and backed up with valuable data they can be a very interesting read. Here’s the 2022 Outlook by Goldman Sachs. Even if you’re a skeptic, like me, when it comes to making market/economic predictions accurately it’s a thought-provoking paper.

Did you miss the last issue of The Uncommon Path? If so, you have a second chance to catch up on:

2022 has not been kind to many large growth stocks, but it’s not too late to rebalance
Exactly how much does it cost to retire in each country? A list
In case your retirement fund is a little low, a list of the cheapest countries to live in
Ready to renew your passport? Soon you won’t have to mail it in

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The Uncommon Path – January 6th Edition

January 6, 2022January 6, 2022 by David Tuzzolino CFA, CFP®

The Uncommon Path

Plan Wisely | Retire Well | Travel on Your Terms

In this issue…

2022 has not been kind to many large growth stocks, but it’s not too late to rebalance
Exactly how much does it cost to retire in each country? A list
In case your retirement fund is a little low, a list of the cheapest countries to live in
Ready to renew your passport? Soon you won’t have to mail it in

…and more!

Happy New Year! 2022 is less than a week old, but it has already reminded us of a valuable lesson. The NASDAQ is down 3.5% in the first three days of trading – not a great way to start the new year. However, other asset classes have held up well or are positive on the year, including small-cap value stocks, which have gained approximately 1%.

The lesson? Rebalance regularly. I know it isn’t easy, especially when your tech stocks are screaming to new highs daily. Try to take the emotion out of rebalancing and set up a schedule to rebalance portfolios based on the time of year or when your asset allocation strays from its target.

Is it too late for 2022? Absolutely not. Rest assured that if you’re an investment management client of PathBridge Financial, your portfolio was rebalanced toward the end of 2021. If you manage your own investments, I encourage you to make sure your asset allocation matches the target allocation in your financial plan. If your investments are out of whack, it’s time to rebalance.

Safe Travels,

David

Travel

Mailing in your passport for renewal will soon be a relic of the past as the U.S. government takes a tentative step into the 21^st century!

Want to know what it’s like to work remotely from another country? 8 remote workers tell you what to expect..

Retirement

Not everyone is looking for the cheapest places to live in the world, but I think it’s fascinating to read about them and see what’s available.

So exactly how much will it cost to retire in each country? The infographic above by NetCredit. There are some excellent graphics in this article.

I know some of you are planning to retire in 2022. Here’s a solid list of things to consider.. Here’s a solid list of things to consider.

Did you miss the last issue of The Uncommon Path? If so, you have a second chance to catch up on:

Should you keep Medicare if you move overseas in retirement?
I-Bonds will offer an annualized 7.12% rate for at least part of 2022, do they make sense in your portfolio?
Ever feel like you’re booking your flight/hotel at exactly the wrong time? Expedia crunches the numbers and explains when to book and when to travel for lower rates
My Thanksgiving trip report gives you the scoop on how bad airports really were – not that bad actually

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The Uncommon Path – December 16th Edition

December 16, 2021 by David Tuzzolino CFA, CFP®

The Uncommon Path

Plan Wisely | Retire Well | Travel on Your Terms

In this issue…

Should you keep Medicare if you move overseas in retirement?
I-Bonds will offer an annualized 7.12% rate for at least part of 2022, do they make sense in your portfolio?
Ever feel like you’re booking your flight/hotel at exactly the wrong time? Expedia crunches the numbers and explains when to book and when to travel for lower rates
My Thanksgiving trip report gives you the scoop on how bad airports really were – not that bad actually

…and more!

Thank you for making 2021 a fantastic year for PathBridge Financial. Oddly enough, in a year where the COVID-pandemic has dragged on, the U.S. stock market has continued to march higher, travel has started to re-enter our lives, and PathBridge had a record year thanks to all of my wonderful clients.

2021 was a year that proved, trying to time the market is a bad idea. Would you have been fully invested if, on January 1, you had known about Omicron, Fed tapering, and the rate of inflation for the year? I’m guessing no.

What will 2022 bring? Undoubtedly, a new list of things to worry about and possibly the correction many experts have been forecasting. The U.S. large-cap market, including much of the tech universe, is rich by historical measures, so make sure you’re not overweight this group. A long-term outlook and a diversified portfolio containing attractively-valued investments, such as small-cap, international, and emerging market equities, remain a good idea.

I will keep this letter short and sweet since I know you have more important things to do during this time of the year. But I want to close by saying I hope the work we’ve done together this year has helped you move closer to your ultimate dreams and goals.

Thank you for allowing me to be a part of your lives, and I look forward to making an even more significant contribution in 2022.

Safe Travels,

David

Travel

If you want to get into the Christmas spirit, head to Cleveland. Yes, Cleveland. You’ll not only find the legendary Christmas Story house (leg-lamp included) but outside of the city is Castle Noel, a museum dedicated to Christmas movies with an eye-popping selection of famous movie props. Here you can slide down the Christmas Story department store slide, pose with Cousin Eddie’s Christmas Vacation RV (see picture above), and check out props featured in movies such as Elf, The Grinch, and The Santa Claus trilogy. I went a few years back, and if you’re a Christmas movie fan, you won’t be disappointed.

Did you travel for Thanksgiving? Was it as bad as the media forewarned? Here’s my blow-by-blow Thanksgiving Trip Report.

Ever feel that regardless of when you book a flight or hotel, it’s the wrong time? As in, it’s the time when you’re going to be charged a ridiculous amount more than if you just waited until Wednesday at 3 am? Worry no more! Expedia released their latest report outlining when to book and the best time to travel so you’ll get the top deals.

Bringing the international back to the Pittsburgh International Airport. Direct flights to London will start up again this summer!

The Incline has released its monthly guide on the Pittsburgh dining scene, including what’s opening and closing. I’m very excited that Chengdu Gourmet is opening a location in the North Hills, an area that is sorely lacking in mom-and-pop restaurants.

Retirement

Should you keep Medicare if you move overseas? Spoiler: Almost always.

Articles about the best places to live overseas are fine, but I’ve always preferred them when they dig into the numbers. Ever think of ditching the cold and moving to Antigua? Here’s a family that did it and exactly how much they’re spending.

Investing

If you follow me on LinkedIn, you’ll know I posted about this article earlier in the week. There are severe limitations to investing in I-bonds, including how much you can buy and how long you must hold them, but you can receive an attractive yield in the right situation. This article does a very nice job of explaining the pros and cons.

Own Vanguard funds? They have released their estimated year-end distributions.

Did you miss the last issue of The Uncommon Path? If so, you have a second chance to catch up on:

The 10-Year Treasury yield has increased by 1% or more fourteen times in the last 70 years – here’s how the stock market performed
My COVID-19 Travel Resource Guide for 2022
An incredibly valuable tool that will show you how to best use your points and miles to get the most out of travel
Are you using the Hopper app? You should be

Prefer to receive my newsletter in your inbox?

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The Uncommon Path – December 2nd Edition

December 2, 2021 by David Tuzzolino CFA, CFP®

The Uncommon Path

Plan Wisely | Retire Well | Travel on Your Terms

In this issue…

The 10-Year Treasury yield has increased by 1% or more fourteen times in the last 70 years – here’s how the stock market performed
My COVID-19 Travel Resource Guide for 2022
An incredibly valuable tool that will show you how to best use your points and miles to get the most out of travel
Are you using the Hopper app? You should be

…and more!

Lori and David Thanksgiving

I hope everyone had a fantastic Thanksgiving. The pic above is Lori and I preparing for our airplane adventure. More to come next week about our trip to Oklahoma.

Just when the coast looked clear for 2022 to be a year filled with long-delayed travel, Omicron decides to ruin the party. It’s too early to tell whether this will be a slight hiccup on our way through this pandemic, or something more serious.

The stock market certainly wasn’t a fan of the news about a new variant as companies with economic sensitivity dropped this week. However, to keep it in perspective the S&P 500 is only down 4% from its highs as I write this.

Safe Travels,

David

Travel

Now, more than ever, travel information is crucial when planning a trip and while you’re traveling. I couldn’t find a good resource that compiled all of this information, so I created one. I just completed an update: Coronavirus Travel Advice – a Resource Guide for 2022.

If you’ve ever wondered how to best use your points or miles, Nerdwallet has put together an extremely useful tool that will show you exactly what to do. Should you transfer your points to another airline for the best deal? Which airline has the most attractive rewards chart for your destination? I highly recommend you check out this valuable resource.

Are you using the Hopper app? If not, you should be. I’m always on the lookout for new websites or apps to reduce the cost of travel and I’m surprised at how often Hopper has the best flight/hotel prices. The app will also alert you if it thinks prices will decline or if you should buy right away.

Retirement

Greece – the food, the history, the weather, and that Mediterranean lifestyle. What’s not to like? Have you considered Corfu or Crete? Maybe you should? Here’s an article that highlights the benefits of both locations.

If you’re a connoisseur of retirement books like me, you’ll appreciate this fantastic “best of” list put together by retirement expert Fritz Gilbert.

Investing

The 10-Year Treasury yield has increased by 1% or more fourteen times since 1950. Here’s how the stock market performed.

Did you miss the last issue of The Uncommon Path? If so, you have a second chance to catch up on:

You can contribute more money to your 401k in 2022!
There’s a new premium travel rewards card from CapitalOne
Want to retire abroad? Here’s an article with some unusual locations
The best travel books of 2021

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