Martin Luther King, Jr., Sins that Kill Retirement and the Best Travel Books of All Time – Links

Martin Luther King, Jr.:

Martin Luther King, Jr. doesn’t often come to mind when our thoughts drift toward financial planning.  But with MLK Day less than a week away, Ebony has an article highlighting the economic component of his message. It’s good.

Five solid financial lessons derived from the message of a man (much) better know for civil rights – (Ebony)

We’ll fight for all sorts of things – just turn on The Real Housewives of Atlanta to see crazy fights over a bunch of nothing. But how come more of us aren’t out there fighting to teach our kids to be financially literate…


Retirement:

Five important factors to consider before you make that move in your golden years – (Motley Fool)

… when you’re considering where to set up your home base during your golden years, there’s a lot to think about beyond just where you think it might be fun to live. In fact, there are five key things to consider when you choose where to locate yourself for the next phase of your life. 


12 deadly sins that may kill or seriously maim your retirement – (MarketWatch)

I firmly believe that, if you eradicate these 12 sins from your financial life, you’ll have a better-performing portfolio.


Your big social security decision – when to take it? – (Forbes)

When it comes to retirement planning, you may have heard a lot about the benefits of tax-advantaged retirement accounts, how to choose investments, and maybe some of the details of any pension plans that you’re fortunate enough to have. But what about Social Security? After all, it provides the majority of retirement income for many Americans.

There’s really only one big decision you have to make about Social Security and that’s when to take it.


Nearing retirement? Now might be a good time to ask the question: Do I still need life insurance? – (Sightings Over Sixty)

Last week I went to the dentist, which in a perverse sort of way got me thinking about insurance — maybe because getting insurance is about as much fun as going to the dentist. But like going to the dentist, it’s something we need to do.


Retiring Abroad:

5 things you should know before you drop it all and retire in another country – (CNBC)

Moving abroad may be the ultimate in using your brain in new ways. “We’ve always been pretty resourceful but when you put those skills to the test it’s comforting to know you can do it,” Cynthia Staton said.

The most surprising thing about their move was how quickly the Statons found themselves thriving. “We embraced the change and felt like it was a great decision,” she said.


Travel:

“To the most beautiful moment in life. Better than the deed. Better than the memory. The moment of… anticipation.” – Jacques, the Simpsons

Jacques was talking about something else entirely, but I firmly believe that planning for a trip is an exciting part of the overall experience. A few months before any trip, I try to locate a good novel or history about my destination. Am I the only one? If not, here’s an excellent place to start before your next vacation. Oh, and if you’re going to the Caribbean during this cold winter stretch, may I recommend Don’t Stop the Carnival?


A list of the greatest travel books of all time – (Conde Nast Traveler)

There are an astounding number of travel books out there. How to choose the best of the best? Back in 2007, Traveler enlisted a literary all-star jury that included Monica Ali, Vikram Chandra, Jared Diamond, Jennifer Egan, John McPhee, Francine Prose, Paul Theroux, Gore Vidal, and more to create a comprehensive list of the greatest travel books of all time. We’ve since updated the list with Traveler editors’ picks, some of which were published in the last decade and have already made their mark.


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    Financial Advisor David Tuzzolino

     

    David Tuzzolino, CFA, CFP®, is a Pittsburgh, PA fee-only financial advisor. He is the Founder and CEO of PathBridge Financial, a firm that specializes in providing comprehensive financial planning and investment management services for clients that are within 15 years of retirement.